By forming a captive, large employers can benefit from an insurance program with increased control and reduced cost.

Workers compensation is the line of coverage garnering the most attention, but captive insurance programs can also be structured to incorporate general liability and auto liability.

Garnet Captive has had success forming captive insurance programs for a variety of industries, including:

• Contractors
• Agriculture
• Security Firms
• Nursing Homes
• Transportation

Garnet Captive can create a customized program that meets the needs of each employer. We can determine the optimal blend of risk retention and risk transfer, as well as help select service partners that fit the unique needs of each employer.

The submission requirements for a captive program are similar to those of a traditional program.

To determine if a captive insurance program is a viable solution for your client, please contact us.