About Rent-A-Captive

Rent-A-Captive and rent-a-captive insurance programs are an alternative to traditional fixed-cost insurance products. Rent-A-Captive insurance programs grant employers the ability to retain the profits normally assumed by the insurance carrier. These programs can take the form of either a single parent captive that is utilized by a single employer, or a group, or member owned, captive that is shared by two or more unrelated employers. Rent-A-Captive

Rent-A-Captive insurance will give you the ability and freedom you need to take on any emergency or experience.

The key advantages of a captive insurance program are reduced insurance costs, greater control, and greater flexibility in choosing service partners.

Rent-A-Captive insurance programs can be more expensive if losses exceed expectations. Therefore, captive programs are typically advantageous when an employer is:

Able to control or reduce losses through proactive management Financially strong Willing to understand the nuances of a more complex insurance program Under these circumstances, the ultimate cost is generally lower.

Working with insurance agents and brokers to provide an alternative to expensive fixed cost insurance for their clients, they structure programs that meet the needs of commercial employers of varying sizes. Our programs offer employers access to greater control, improved stability and long-term cost reduction. With a proven record of creativity and success, our programs offer a unique solution in a challenging insurance marketplace.

If the following are true for your clients, you should talk to us about exploring captive options.
Superior Loss History
Strong Financially
Increasing Premiums

Single Parent Insurance

By forming a captive, large employers can benefit from an insurance program with increased control and reduced cost. Workers compensation is the line of coverage garnering the most attention, but captive insurance programs can also be structured to incorporate general liability and auto liability.

We have had success forming insurance programs for a variety of industries, including: Contractors Agriculture Security Firms Nursing Homes Transportation We can create a customized program that meets the needs of each employer. We can determine the optimal blend of risk retention and risk transfer, as well as help select service partners that fit the unique needs of each employer.

For more information, please contact us or review our detailed explanation of captives, or why captives make sense in the current insurance market.