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Working with insurance agents and brokers to provide an alternative to expensive fixed cost insurance for their clients, Garnet Captive structures programs that meet the needs of commercial employers of varying sizes. Our programs offer employers access to greater control, improved stability and long-term cost reduction. With a proven record of creativity and success, a Garnet Captive Program offers a unique solution in a challenging insurance marketplace.



If the following are true for your clients, you should talk to us about exploring captive options. 

  • Superior Loss History
  • Strong Financially
  • Increasing Premiums



Captives have never made more sense. Find out why today's market is sparking unprecedented interest in captives. 



We partner with you to help you provide the best insurance options possible for your clients.